Call (740) 448-3802 or use the request form, and funding partners review one request for the whole plan.
Delaware County, OH had 59 establishments under Child Day Care Services (NAICS 624410) in 2023, with 1,220 paid employees in the March pay period (County Business Patterns). This page matches vans, classroom equipment, furniture and hiring to the funding product that fits each one.
At a glance
- Child Day Care Services (NAICS 624410), Delaware County, OH
59 establishments (CBP 2023)
- Paid employees per child day care establishment
about 20.7 on average (our arithmetic from CBP 2023)
- Child day care establishments with a ZIP 43015 address
10 (ZIP Code Business Patterns 2023)
- Child Care Services (NAICS 62441) with no paid employees, Delaware County, OH
271 (Nonemployer Statistics 2024)
Daycare equipment financing for Delaware County, OH: nap cots, sensory tables and classroom tablets
Much of what a classroom holds is small: nap cots, sensory tables, cubbies, rugs, art easels and a tablet for check-in and parent messages. One item rarely justifies a contract of its own, but a full room's worth from one supplier does. Equipment financing can be written on the supplier's quote for the whole room.
Illustration only, invented figures: nap cots, sensory tables, child-height shelving and classroom tablets for one toddler room come to $14,600. The center signs a 36-month contract at 11.5% a year, and each installment is $481.45. In this example the center pays $17,332.20 over three years, $2,732.20 more than the furniture and equipment price.
A request that lists the room's items, the supplier quote and the number of children the room is set up for gives a funding partner the picture in one read.
Loans for daycare centers in Delaware, OH: classroom furnishings, toddler equipment and staff training
Opening a new classroom inside a leased center takes movable items: child-height tables and chairs, cubbies and shelving, play equipment for the toddler room and nap mats. A term loan with a fixed budget suits furniture and equipment bought together. A sink, cabinetry, flooring or partitions between rooms are building work, and work on the building shell or a purchase of the building is property work; all of it is outside what this site arranges.
- The supplier's quote for the classroom furniture, with the room it covers.
- Toddler equipment as a separate list with prices.
- Staff training costs for the new room, such as first aid and CPR courses, as their own line.
- The lease terms on the space, since the furniture moves with the center if the lease ends.
Training and other costs with no resale value fit a working capital loan rather than the furniture budget.
Daycare center funding in Delaware, OH: learning materials, cubbies and a second center
A second center repeats the first one's start-up costs: a lease deposit, learning materials, cubbies and furniture for every room, a check-in system, and a director and caregivers hired before families enroll. The first center's bank statements and enrollment history are the strongest support for the request, since the new site has none of its own.
Child care centers here are larger than many small businesses. Only 6 of the 59 establishments under Child Day Care Services (NAICS 624410) in Delaware County, OH had fewer than five employees in 2023 (10.2%), and the 1,220 paid employees in the March pay period work out to about 20.7 per establishment (our arithmetic from County Business Patterns).
For the office ZIP, County Business Patterns' ZIP file lists 10 establishments under Child Day Care Services (NAICS 624410) with a ZIP 43015 address in 2023.
Infant Cribs, Changing Stations and Ratio Hiring: one funding request in Delaware, OH
An infant room needs more per child than any other room: cribs with firm mattresses, changing stations with storage, a rolling bottle prep cart and storage cabinets, and caregivers on payroll at the staff-to-child ratio the center's license sets. A single call can go through all of it.
| Part of the plan | Funding product | Why it fits |
|---|---|---|
| Cribs, changing stations, high chairs | Equipment financing | One supplier quote for the room |
| Storage cabinets, cubbies and a bottle prep cart | Term loan | One fixed-price furniture order |
| Ratio hiring before enrollment fills | Working capital or a line of credit | Payroll that runs before tuition |
| Bottle warmers, linens and supplies | Working capital | Small items with no resale value |
Sending the plan as one request lets a funding partner see the full cost and the payroll behind it, and it can make an offer on all of it or on part.
Sequencing a second classroom, a van purchase and payroll for Delaware, OH daycare centers
Order matters when a center grows. Hiring comes first, because a new room cannot open without its caregivers. Furniture and equipment come next, and passenger vans with car seats for field trips and school pickups come last, once the new room is filling and the route is clear.
Illustration only, invented figures: a center hires 2 caregivers for a new classroom at $1,480 each per biweekly payday, $2,960 a payday. Tuition for that room starts arriving 45 days after the hires. In this example the center funds 3 or 4 of those paydays first, $8,880 to $11,840, depending on where the first payday falls.
Payroll weighs heavily in this trade: child day care establishments in Delaware County, OH reported an annual payroll of $36 million for 2023 (CBP). The 2024 Nonemployer Statistics count 271 nonemployer establishments under Child Care Services (NAICS 62441) in the county as well. Health practices are on the medical practice funding page, county figures on the Delaware, OH funding page, and other trades on the industries page.
By Thistlewell Business Funding · Updated